Frequently Asked Questions
See below a list of our most frequently asked questions. Here, you can see further information about documents, policy change, renewals, claims, making a payment and more. If you don’t find the answer you’re looking for you can contact us through Live Chat.
We can offer a quote to extend your policy to cover more than one vehicle on a temporary, short-term basis. Please speak to one of our live chat agents for further information. Please note not all insurers we represent can offer temporary cover as part of the existing policy, we can however still offer temporary cover via this link.
If you need cover for the additional vehicle on a permanent basis, you would need to purchase a second policy via the get a quote link on our website. One Call may be able to offer a discount if you contact us directly for a quote.
Yes - You have to declare any claims and convictions that you have received on your driving licence, whether you received them on your motorbike, car, van or any other type of motor vehicle. We also need to know of all claims or convictions within the last 5 years.
Yes - You have to declare any claims that you have been involved in either as a policyholder or driver, even if you were not at fault, and if you claimed against another drivers policy.
If you haven't already, then we ask that you please contact the appropriate department using our live chat service, available by clicking the button below;
All staff within the company have been trained to give a high level of service and will try to resolve any dissatisfaction where possible. If an agent is unable to reach a satisfactory resolution for you they will refer you to their line manager who will also try to resolve your complaint to the highest standard possible. You can also register your complaint directly to the relevant department, or the Complaints Handling Manager, via our free post address at;
Free Post PO BOX 664 Doncaster DN1 1WA
You will receive an activation email with a link to activate your account, you will simply need to click on the link and create a password for your account, this will then allow you to log in and view your policy details. If you did not receive your activation email please click here to register your account now.
To reset your password you will need to request a reset email, you can do this here, once you have filled out this form you will receive an email with a link to reset your password.
Yes, as long as your policies are under the same policyholder, and have been linked on our system, all of your documents will be within the same account, if all of your documents aren’t showing in your account you can use our Live Chat service where an agent can email the documents to you.
You will need to provide us with your Driving Licence number and National Insurance number in order for us to validate your driving history using the DVLA's Share My Licence system. If you don't want to supply us with the National Insurance number you can instead provide us with the last 8 digits of your driving licence number and a check code from the DVLA. Failure to provide this could result in your policy being cancelled.
To provide your licence details, please log in to your Customer Portal
The DVLA require your National Insurance number to allow us to complete the driving licence check. One Call Insurance or any other company that is part of the One Call Group will not use your National Insurance number for any other purpose than performing driving licence checks.
Your National Insurance Number, and other licence details, can be uploaded securely via the Customer Portal.
As your No Claims Bonus can represent a significant discount on the price of your policy, we may require proof to confirm you are entitled to this. This proof needs to be either your most recent renewal notice or a letter from your previous insurer confirming your No Claims Bonus.
In order to be valid these documents need to show the number of years of No Claims Bonus, the expiry date of the policy they are from, the policy number, and to be on company headed paper showing the name of the insurer.
If you do not provide proof when requested, your discount may be removed and an additional premium could be added to your account. Your No Claims Bonus proof can be uploaded by logging in to the Customer Portal.
If you are driving in Great Britain (GB) on a licence issued in a European Community/European Economic Area (EC/EEA) country, we will not be able to validate your details using the Share My Licence system.
Instead you will only need to send us copies of the front and back of the photo card driving licence for each named driver on your policy. These can be uploaded on the Customer Portal.More information on driving in GB on a foreign licence.
We would require you to upload written proof to the Customer Portal. This needs to be from the insurer you were with at the time of the claim, and must confirm that the claim was settled as notification only.
To receive your proof of No Claims Bonus from One Call Insurance your policy must be inactive and you must have no outstanding balance owed on your account.
For your proof of no claims bonus your new insurer will accept your renewal notice. This is available in your Customer Portal , open 24 hours a day, 7 days a week.
To make a change on your policy such as a change of vehicle, change of address, adding an additional driver or adding business use please use your Customer Portal Open 24 hours a day, 7 days a week.
The direct debit date can be changed at no cost, however the change can only be made once the first payment has cleared and the account is up to date. There must also be 7 clear days either side of a payment.
Close Brothers Premium Finance are the Direct Debit provider for One Call.
If your direct debit has been funded by Close Brothers Premium Finance any payments made will show One Call on your bank account but their name will appear on letters they send to you relating to your Direct Debit.
Due to the process involved, our finance providers apply an administration fee which covers the administration involved in bringing the payment up to date. Details of your finance providers fees will be outlined in your direct debit agreement sent by them.
Provided the agreement is still running you can either ring your finance provider directly to make payment, ring One Call to make a payment to us over the phone and we will forward the payment to your finance provider or alternatively you can visit our Payments page to make payment online or find the contact details for your finance provider.
A renewal pack will be posted to you at least 21 days before your policy is due for renewal.
This quotation will be based on the information you provided to us previously and will contain your renewal confirmation and include the cost of renewing your policy.
It is your responsibility to let us know about any change in circumstance, as any changes could affect the policy terms or premium.
All annual policies will automatically renew unless we make you aware otherwise. If you wish to stop your policy from automatically renewing, please contact the relevant department via our Live Chat service to discuss. Please note if you contact us within 5 days of the renewal date the payment details for the renewal may have already been processed as shown below.
If you are paying for your insurance by Direct Debit we will automatically renew your policy and issue confirmation via email along with your new insurance documents, approximately 5 days before your renewal date. Your Direct Debit collections will continue on the same date as you have previously paid.
If you are paying in full by credit/debit card, where we hold valid details we will debit the account from which you paid for the original policy with the full amount of your renewal premium up to 5 days before your renewal date. Please refer to our Information Booklet for full Terms and Conditions.
If we do not hold valid Direct Debit or debit/credit card details, you can arrange your renewal by speaking to one of our Live Chat renewal agents.
Yes you can, if you have recieved your renewal notice and would like to pay with a different card to what we have on record, or your policy is not set to automatically renew. To make a payment click here. Payments are processed within 24 hours, once your policy has been renewed you will recieve confirmation by email and your new documents will appear in your customer portal.
If you are involved in an accident or your vehicle is damaged, stolen or vandalised you will need to call our Claims department on 0203 738 7300. Please note it is a requirement to promptly report all incidents even if you do not wish to claim for your own damage, as it may cause difficulties if a claim is reported at a later date.
To ensure we can deal with your claim quickly and effectively, all claims must be reported within 24 hours
of becoming aware of the incident
You must stop if you are involved in any incident. If you own the vehicle, you must give your name, address and insurance details to anyone who has a good reason for asking.
If you do not own the vehicle, you must give the owner's name and address and the registration number of the vehicle. Do not apologise or admit fault.
Please collect the following information to give to the One Call Accident Helpline as this will help us speed up your claim; full details of the other driver(s), phone number(s) and registration number(s) as this information will allow us to contact anybody else involved.
You also need to make a note of injuries caused, witnesses, police officers and report references. We will then provide you with the support and information you will need to get your vehicle back on the road as quickly and safely as possible.
You can claim on your policy if your vehicle is hit by an uninsured or unknown driver providing you have a comprehensive policy.
This will affect your NCB unless we can claim our costs back from the Motor Insurance Bureau. Please call our Claims department for more information on 0203 738 7300.
This varies depending on your insurer. Typically 14 days notice is given for you to replace the vehicle on the current insurance, or the policy will be cancelled. Please note your policy will never be automatically cancelled from the time the vehicle is written off unless at least 7 days prior notice has been given to you that this will occur.
If you are paying by Direct Debit or another payment plan and have only paid a proportion of the premium then you will be required to pay the full amount outstanding.
If the premium was paid in full, no refund will be given.
When representing you we will do our very best to persuade the other driver, or their insurer, that the accident was their fault, so long as the evidence or circumstances support this. This is done by presenting them with all the evidence that you have provided us with and that we have gathered.
We will always act to defend your position, but if the evidence does not fully support either driver's version of the incident, everybody involved may have to take some responsibility. In this instance we will negotiate the best possible settlement with the other driver.
At present home security checks are not considered by insurers when calculating your premium. However, at One Call we will be encouraging our panel of insurers to consider homes that have had a security check to be a potentially safer risk, so it may result in premiums reducing in the future.
You can specify an item on your policy at inception or if your policy has already come into effect then please speak to one of our Live Chat agents with this request.
If you have specified an item that is of high value on your home insurance, you need to provide a valuation or a receipt of that item for proof of value.
In the event of a claim, you should contact our dedicated claims team at One Call Claims .
For new claims, the team are available 24 hours a day, 365 days a year on;
To ensure we can deal with your claim effectively, all claims must be reported within 24 hours of becoming aware of the incident.