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Temporary car insurance

Need cover for a short time? Temporary car insurance gives you flexible, comprehensive protection from 1 to 28 days.

Benefits of our temporary car insurance policies

Enjoy all benefits of our temporary car insurance as standard, ensuring peace of mind and comprehensive protection on the road

Instant cover

Get temporary car insurance instantly for short-term coverage, providing flexibility and immediate protection without the commitment of an annual policy.

Fully Comprehensive cover

With fully comprehensive coverage, you’re ensuring complete protection during your short-term needs without compromising on security or benefits.

Flexible cover

Get flexible temporary car insurance covering periods from 1 to 84 days, tailored to your exact needs whether it’s a short trip or an extended stay.

No Claims Bonus unaffected

Secure temporary car insurance that preserves your No Claims Bonus, ensuring your long-term insurance record remains unaffected despite temporary coverage.

Uninsured loss service (optional)

Expert assistance will be provided if you’re involved in a non-fault accident and need to recover uninsured losses from a third party. For more details, please view your policy documents.

European cover (optional)

When buying temporary car insurance, you’ll have the option to extend your cover for use in Europe. It’s great if you’re off for a weekend in Paris or you’re embarking on a multi-stop European road-trip.

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Pick up an existing quote or manage your policy.

Getting you our best temporary car insurance quotes

Typical car insurance lasts for 12 months, which might not suit occasional drivers or short-term car users. Temporary car insurance offers flexible coverage from one day to 28 days, saving you money compared to annual policies. One Call Insurance collaborates with GoShorty, earning a commission for introductions. For issues with GoShorty coverage, contact them directly.

Is temporary car insurance right for me?

If you require insurance for a car that you’ll drive occasionally or for just a few days, temporary car insurance can save you money by covering only the days you need. Specifically, temporary car insurance might be suitable if:

You use your car infrequently

If you frequently work away or have a company vehicle, your personal car might sit unused for weeks or months. Opting for a temporary insurance policy ensures you only pay for the days or weeks you actually use the car, saving you money on unnecessary cover.

You own a second car

If you own a second vehicle that sees limited use, like a classic convertible used solely in summer, temporary insurance offers cost-effective coverage tailored to your seasonal driving needs. This ensures you’re adequately insured without the expense of a year-round policy.

Test driving a new car

When purchasing a new car, dealerships may request you arrange your own insurance before test driving. This ensures you have personal coverage and peace of mind rather than relying on dealership insurance.

Borrowing a car from family or friends

Temporary car insurance is often cheaper and less cumbersome than requesting to be added as a named driver on the vehicle owner’s policy, especially when your car is in the garage for repairs or unsuitable for a specific occasion.

You’ve been caught up in an emergency

In emergencies where you need to take over driving from someone else, temporary car insurance offers a swift and straightforward solution to ensure immediate coverage before you start driving.

You’re learning to drive

If you’re learning to drive, opting for temporary car insurance can streamline the process and save costs compared to being added to an existing policy. It also safeguards the existing policy’s No Claims Discount (NCD) in case of accidents.

Can’t find what you're looking for, or have a question?

Take a look at our frequently asked questions

Our other types of car insurance​

We offer a variety of non-standard car insurance products, including Classic Car insurance, Specialist Car insurance, Temporary Car insurance and Learner Car insurance. We have tailored solutions to keep you covered.

Car insurance

Drive confidently with a One Call Insurance car policy.

Classic car insurance

Classic car insurance designed to provide cover for cars over 15 years old.

Specialist car insurance

Our specialist car insurance policies are expertly tailored to your needs.

Young driver insurance

We’ve teamed up with MyFirst to bring you young driver insurance.

Learner driver insurance

Offering comprehensive cover for you to learn how to drive.

We have a large panel of insurance providers

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