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Specialist car insurance

Drive your passion with confidence. Our Specialist Car Insurance offers customised coverage for high-performance, luxury, and modified vehicles.

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Drivers could save up to £535 on their specialist car insurance by comparing quotes.*

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Compare quotes from over 130 insurers and brokers in one place.

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Complete one simple form and receive multiple quotes in minutes.

Excellent · 430,000+ reviews

UK-based contact centres

Large panel of insurance providers

Benefits of our specialist car insurance policies

Enjoy all benefits of our specialist car insurance as standard, including roadside assistance, legal cover, and discounts on additional policies, ensuring peace of mind and comprehensive protection on the road.

Free Breakdown membership

Our car insurance policies include basic breakdown cover, with an optional £39 upgrade. This saves you money and simplifies payments and renewals.

Free Motor legal cover

Policies include Motor Legal Cover with a hire car for non-fault claims. You can upgrade to a guaranteed hire car for 28 days or longer, based on your chosen cover.

Insurance tailored to your car

Our specialist car insurance policies are expertly tailored to meet the risks and requirements of your specific car, whether you drive a classic 1980s VW Beetle, a one-off self-build or a modified Nissan GT-R Nismo.

Flexible deposit

We accept flexible deposits on payments, allowing you to tailor your insurance plan to fit your budget. Enjoy greater financial flexibility and convenience with our adaptable payment options.

24 hour claims service

Our 24/7 claims line ensures you’re always supported, providing peace of mind and immediate assistance whenever you need it. Day or night, we’re here to help.

The best price from our panel

We don’t simply give you the first quote we obtain; instead, we compare a panel of specialist providers based on your requirements and subsequently present you with the most suitable cover at the best price.

Already with One Call?

Pick up an existing quote or manage your policy.

Getting you our best specialist car insurance quotes

Car insurance isn’t one-size-fits-all. Each make, model, and derivative carries unique risks, affecting the cost to insure. Mainstream providers often avoid certain cars or inflate their prices.

The solution is specialist car insurance. It offers tailored coverage for classic, modified, imported, and kit cars, matching the unique risks and potentially saving you money compared to mainstream quotes.

One Call Insurance compares prices from our panel of providers, ensuring a fair market analysis. If we can’t offer the best quote, we’ll direct you to the best available option.

Choosing an alternative to One Call will transfer you away from our website. We provide a non-advised service, offering enough information for you to make an informed decision. For any issues with cover purchased via Quote Zone, please contact the chosen provider directly.

*51% of consumers could save £535.17 on their Car Insurance. The saving was calculated by comparing the cheapest price found with the average of the next four cheapest prices quoted by insurance providers on Seopa Ltd’s insurance comparison website. This is based on representative cost savings from May 2026 data. The savings you could achieve are dependent on your individual circumstances and how you selected your current insurance supplier.

Get an insurance policy with an exceptional service!

As a trusted specialist car insurance broker, we pride ourselves on providing exceptional service, reflected in our 5-star reviews.

Our commitment to customer satisfaction and comprehensive coverage options ensures peace of mind for all our clients.

Enhancements to your specialist car insurance policy

We know insurance can be confusing, and every customer has unique needs. Whether you travel frequently, transport the local football team, or tow your caravan on weekends, we help you find the right additional insurance for your specific situation.

Upgrade breakdown

Our car insurance policies include basic breakdown cover, with an optional £39 upgrade. This saves you money and simplifies payments and renewals.

Upgrade replacement car

Ensures a replacement vehicle if your car is off the road due to a fault claim, write-off, or vandalism.

Licence defence

Licence Defence is an insurance policy designed to help you defend a motoring conviction such as speeding.

Lifestyle excess

It reimburses your excess on any motor, home, travel, or pet policy and not only One Call Insurance policies.

Total loss top up

Add 25% to your car’s market value if stolen or written off, covering depreciation or loan shortfalls.

Gadget cover

Protect your gadgets against theft, loss, and misplacement, avoiding a claim on your home insurance.

Can’t find what you're looking for, or have a question?

Take a look at our frequently asked questions

Our other types of car insurance​

We offer a variety of non-standard car insurance products, including Classic Car insurance, Specialist Car insurance, Temporary Car insurance and Learner Car insurance. We have tailored solutions to keep you covered.

Car insurance

Drive confidently with a One Call Insurance car policy.

Classic car insurance

Classic car insurance designed to provide cover for cars over 15 years old.

Temporary car insurance

Enabling you to insure a car for the exact duration you require.

Young driver insurance

We’ve teamed up with MyFirst to bring you young driver insurance.

Learner driver insurance

Offering comprehensive cover for you to learn how to drive.

We have a large panel of insurance providers

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Upgrade breakdown

All our motor insurance policies include free basic breakdown membership, but upgrading can provide extra security in case of a breakdown.

If you rely on your vehicle for commuting or school runs, consider the impact of a breakdown. Our upgrades offer home start, onward recovery, and even European cover.

Already have car insurance with us?

Want insurance with upgraded breakdown?

Upgrade replacement car

All our motor insurance policies include free basic replacement vehicle cover, but upgrading can provide extra security if an accident leaves you without your vehicle.

If you rely on your vehicle for daily commutes or school runs, consider the impact of being without it. Our upgrades cover fault accidents, single-vehicle accidents, uninsured driver incidents, vandalism, and total write-offs.

Already have car insurance with us?

Want insurance with upgraded replacement?

Licence defence

Have you ever considered what you’d do if your licence was revoked?

Licence defence is designed to help you to defend motoring convictions, such as speeding fines or driving with undue care and attention, should you wish to dispute them in court. With this product, you will be given access to professional advice.

You’ll also receive up to £25,000 to cover defence fees incurred as a result of your dispute.

Already have car insurance with us?

Want insurance with licence defence?

Lifestyle excess insurance

We understand that paying your excess can be inconvenient and sometimes unaffordable, which is why we offer lifestyle excess insurance. This coverage reimburses your excess on any motor, home, travel, or pet insurance policy, and it’s not limited to One Call Insurance policies.

*Terms & conditions and limitations apply

Already have car insurance with us?

Want lifestyle excess insurance?

Total loss top up insurance

Similar to gap insurance except, our total loss top-up pays an extra 25% on top of your car’s market value if it’s stolen or written off, ideal for covering depreciation or loan shortfalls. For cars under 12 months old, we’ll aim to get you a ‘like-for-like’ replacement.

Want total loss top up insurance?

Gadget cover

In times like these, gadgets like Sat Navs and AirPods are necessities. Protect your smartphone, tablet, and other devices for as little as £4.53 per month, avoiding claims on your home insurance. Perfect for those prone to dropping or losing items, this coverage guards against theft, loss, and misplacement.

Already have car insurance with us?

Want total gadget cover insurance?

Unoccupied Home Insurance

Unoccupied Home Insurance is a specialised insurance product and would need to be handled by one of our agents. Please call us today and see how we can help. 

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