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Restaurant insurance

Keep your restaurant running smoothly with our comprehensive insurance. Cover your property, equipment, and liability with tailored solutions. Get a quote today and focus on serving great meals with peace of mind!

Licensed Trade

Specialist cover to protect premises, kitchen equipment, and contents against industry-specific risks.

UK

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Comprehensive coverage for your Restaurant Business

At One Call Commercial, we understand that running a restaurant involves a unique set of risks and challenges. From managing a bustling kitchen to serving a dining area full of customers, your restaurant requires specialised insurance coverage to protect against unexpected events. Our Restaurant Insurance offers tailored, comprehensive protection designed to safeguard every aspect of your business, providing peace of mind and financial security.

What is Restaurant Insurance?

Restaurant Insurance is a specialised policy designed to cover the various risks associated with running a restaurant. This policy provides extensive protection against property damage, liability claims, employee injuries, and other potential threats, ensuring that your business can operate smoothly and handle any unforeseen events effectively.

Why you need Restaurant Insurance

Comprehensive Protection

Cover all aspects of your restaurant, from your building and equipment to your employees and customers.

Legal Compliance

Ensure compliance with industry regulations and protect against potential legal liabilities.

Risk Management

Mitigate financial losses due to accidents, theft, fire, or damage to your property and equipment.

Business Continuity

Minimise downtime and financial disruption with coverage that helps keep your restaurant running.

Key features of our Restaurant Insurance

Property Insurance

Protection for your restaurant building, kitchen equipment, furniture, and other contents against fire, theft, and accidental damage.

Public Liability Insurance

Coverage for third-party injury or property damage claims arising from your business operations.

Product Liability Insurance

Protection against claims related to foodborne illnesses or allergic reactions caused by your menu items.

Business Interruption Insurance

Compensation for lost income and additional expenses incurred due to an insured event disrupting your operations.

Employers’ Liability Insurance

Mandatory coverage protecting against claims made by employees who suffer work-related injuries or illnesses.

Loss of Licence Insurance

Coverage for claims arising from the sale or service of alcohol at your restaurant.

Cyber Liability Insurance

Coverage for data breaches and cyber attacks, protecting your restaurant’s sensitive information and customer data.

Why choose One Call Commercial?

Expert Guidance

Our experienced teams personalised advice and solutions to ensure you get the right coverage for your needs.

Dedicated Support

We offer exceptional customer service, guiding you through the process from policy selection to claim handling.

Competitive Pricing

We work with leading insurers to provide you with the most competitive rates without compromising on coverage.

Interested in Restaurant Insurance?

Get in touch with our team today.

Want to know more about what we can offer your business?

Fill out our contact form and one of our experienced team will give you a call back to discuss how One Call Commercial can help you with your cover.

Please note: this form is intended for commercial business inquiries only. Personal line inquiries will not be responded to.

Our other types of business insurance​

We offer a variety of specialised business insurance products designed to meet unique needs and circumstances. Whatever your requirements, we have tailored solutions to ensure your business stays protected.

Employers’ Liability Insurance helps protect your business against the financial impact of claims made by employees who suffer work-related injuries or illnesses, including legal costs and compensation payments....
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