Business insurance for trades, landlords, shops and offices

It depends on what you do, where you work and whether you employ staff. Common covers include public liability, employers’ liability, professional indemnity, and cover for your premises, contents, stock and tools. Our specialists can help you find the right mix for your business.

Employers’ liability insurance is a legal requirement for most UK businesses that employ staff, and any vehicle used for work needs motor insurance. Other covers, such as public liability, are not required by law, but clients, landlords and trade bodies often ask for them.

Public liability covers claims from customers or members of the public who are injured, or whose property is damaged, because of your business. Employers’ liability covers claims from your employees who are injured or become ill because of their work.

Yes. You can get a quote and buy online for tradesman and self-employed, property owners, shop and salon, and office and surgery insurance. For other types of business cover, our specialists will arrange a quote for you.

Property owners insurance is for landlords and property owners. It helps protect against risks such as damage to buildings, loss of rental income and liability claims.

Shop and salon insurance provides tailored cover for retail and beauty businesses, helping protect your premises, contents, stock, equipment and day-to-day operations. Cover varies by policy, so always check your policy documents.

As a broker, we compare policies from insurers on our panel and help you choose cover that fits your business, rather than offering a single insurer’s product. Our UK-based team can also help if you need to make changes or claim.