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Home insurance

Protect your haven with our Home Insurance. Enjoy comprehensive coverage for your property and belongings. Get a quote today and safeguard your peace of mind!

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You could save up to £257 on their home insurance by comparing quotes.*

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Compare quotes from over 40 insurers and brokers in one place.

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Complete one simple form and receive multiple quotes in minutes.

Excellent · 430,000+ reviews

UK-based contact centres

Large panel of insurance providers

Benefits of our home insurance policies

Enjoy all the benefits of our home insurance as standard, including home emergency cover, family legal cover, and discounts on additional policies, ensuring peace of mind and comprehensive protection for your home.

Free home emergency cover

Home Emergency Cover is included as standard when you compare and purchase home insurance through One Call Insurance. This 24/7 coverage addresses plumbing, drainage, and security issues.

Free legal cover

Legal Advice is included as standard with home insurance purchased through One Call Insurance, covering legal advice costs for accidents at home, in public, or at work, along with solicitor referrals and a 24-hour helpline.

UK contact centres

Our UK contact centre offers speedy support, ensuring clear communication and efficient service. Enjoy the peace of mind that comes with knowledgeable, easily accessible assistance.

Flexible deposit

We accept flexible deposits on payments, allowing you to tailor your insurance plan to fit your budget. Enjoy greater financial flexibility and convenience with our adaptable payment options.

24 hour claims service

Our 24/7 claims line ensures you’re always supported, providing peace of mind and immediate assistance whenever you need it. Day or night, we’re here to help.

Already with One Call?

Pick up an existing quote or manage your policy.

Getting you our best home insurance quotes

Facing a hefty bill for damage to your house and contents from a flood, fire, or collapse can be overwhelming. Many of us would struggle to gather the cash needed to cover such expenses. That’s why home insurance exists.

With numerous types of cover, countless options, and many providers and brokers, finding the right level of cover at the right price can be tricky and time-consuming. At One Call Insurance, we do the legwork for you. We gather your requirements and compare leading home providers on price and cover, aiming to get you the right cover at our best price.

The three most common types of home insurance are:

  • Buildings insurance: Covers the costs involved in repairing damage to the structure of your house and a complete rebuild if necessary. It also often covers sheds, fences, pipes, cables, and drains.
 
  • Contents insurance: Covers your furniture, electrical appliances, jewellery, clothes, and more—anything you’d take with you if you moved house.
 
  • Combined buildings & contents insurance: Provides cover for all of the above, offering the highest level of home insurance you can buy.


One Call Insurance acts as a comparison site at new business, comparing prices from our own panel of providers and Quotezone.co.uk. If we can’t provide you with the best quote, we’ll show you the best available elsewhere. If you choose an alternative, you’ll be transferred away from our website. We offer a non-advised service, providing enough information for you to make an informed decision. For issues with cover purchased via Quotezone, please contact your chosen provider directly.

*51% of consumers could save £257.05 on their Home Building & Contents Insurance. The saving was calculated by comparing the cheapest price found with the average of the next fourteen cheapest prices quoted by insurance providers on Seopa Ltd’s insurance comparison website. This is based on representative cost savings from April 2026. The savings you could achieve are dependent on your individual circumstances.

Get an insurance policy with an exceptional service!

As a trusted home insurance broker, we pride ourselves on providing exceptional service, reflected in our 5-star reviews.

Our commitment to customer satisfaction and comprehensive coverage options ensures peace of mind for all our clients.

Enhancements to your home insurance policy

Enhance your home insurance with optional extras designed to give you greater protection, added convenience, and extra savings. Choose the cover that best suits your lifestyle and your home.

Upgrade legal protection

Upgraded cover protects you & your family from legal costs related to employment disputes, clinical negligence and jury service.

Upgrade home emergency

Selected upgrades cover you for overnight accommodation, gutter and soffit protection, pest control, and boiler cover.

Gadget cover

Protect your gadgets for just £4.53 a month. Sit back and relax knowing you’re fully covered.

Lifestyle excess

It reimburses your excess on any motor, home, travel, or pet policy and not only One Call Insurance policies.

Save fuel costs with Green Energy Power Solutios!

Revolutionise your energy game with our top-notch EV chargers! Power up your electric vehicle with ease and convenience.

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Can’t find what you're looking for, or have a question?

Take a look at our frequently asked questions

Our other types of home insurance​

We offer a variety of non-standard home insurance products, including Buildings & Contents insurance, Buildings only insurance, Contents only insurance, Holiday Home insurance, and Landlord insurance. We provide tailored solutions to keep your property protected.

Buildings & Contents

Home insurance protects both your home and belongings from risks.

Buildings only

Buildings only insurance ensures financial protection for repairs or rebuilding costs.

Contents only

It ensures coverage for repair or replacement of personal belongings.

Holiday home insurance

Provides coverage for your vacation property against risks like theft, fire, and damage.

Landlord insurance

Landlord insurance protects rental properties from risks such as damage, loss of rent, and liability claims.

Interested in having a mortgage review?

Whether you’re looking for a better mortgage deal, you’re a home mover or even a first-time buyer, our advisors are on hand to help make your process of applying for a mortgage as smooth as possible.

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Upgrade legal protection

Your home insurance policy provides coverage for legal costs related to personal injury, contract disputes, and property disputes, up to a limit of £25,000. However, what happens if you need more extensive coverage or protection for a broader range of legal issues?

Our family legal cover steps in to offer you and your family enhanced protection. With this coverage, you will be safeguarded against legal costs

Already have home insurance with us?

Want insurance with upgraded legal protection?

Upgrade home emergency

You never know if or when an accident is going to happen – and you can never predict when you may need to rely on your home emergency cover.

Our basic home emergency cover is included for free alongside our home insurance policies, but did you know that we have additional upgrades available to help you safeguard your home?

Upgrade for additional peace of mind.

Already have home insurance with us?

Want insurance with upgraded home emergency?

Gadget cover

In times like these, gadgets like Sat Navs and AirPods are necessities. Protect your smartphone, tablet, and other devices for as little as £4.53 per month, avoiding claims on your home insurance. Perfect for those prone to dropping or losing items, this coverage guards against theft, loss, and misplacement.

Already have home insurance with us?

Want total gadget cover insurance?

Lifestyle excess insurance

We understand that paying your excess can be inconvenient and sometimes unaffordable, which is why we offer lifestyle excess insurance. This coverage reimburses your excess on any motor, home, travel, or pet insurance policy, and it’s not limited to One Call Insurance policies.

*Terms & conditions and limitations apply

Already have home insurance with us?

Want lifestyle excess insurance?

You are about to be transferred to One Call Mortgage Hub! Discover how we can assist you with expert mortgage advice and solutions tailored to your needs.

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Unoccupied Home Insurance

Unoccupied Home Insurance is a specialised insurance product and would need to be handled by one of our agents. Please call us today and see how we can help. 

You are about to be transferred to One Call Mortgage Hub! Discover how we can assist you with expert life insurance advice and solutions tailored to your needs.

Explore the possibilities today.

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